Financing New Systems

The weather in West Texas is unpredictable, and a dependable heating and cooling system is a necessity for residents living in Lufkin and the surrounding area. In many instances, repairing an old air conditioner or furnace is not cost effective. At McWilliams and Son Heating & Air Conditioning, we recognize that many families may not have the cash on hand for an unexpected major appliance replacement.

In an effort to help our customers purchase a new energy efficient heating and cooling system, we have developed partnerships with a number of reputable lending companies to provide financing for HVAC equipment, repairs and maintenance. Heating and cooling system financing provides low monthly payments and flexible terms. Financing can be an attractive option for homeowners interested in significantly reducing their monthly utility costs while enjoying a superior level of comfort.

HVAC Loan Features

Financing packages offer an easy and convenient way for homeowners to fund a wide array of HVAC-related projects. There are numerous benefits associated with financing including:

  • Fixed monthly payment and fixed rates
  • There are no liens filed against your property
  • Zero percent interest loans are available
  • Payment options are flexible
  • Your other credit sources remain intact
  • No prepayment penalties

Improved Comfort and Monthly Savings

As you explore different financing options, it is important to remember that installing high-efficiency equipment can substantially lower your monthly utility bills. In many instances, the savings are enough to offset a significant portion of your monthly loan payment. For example, a 16 SEER central AC system can save up to 38 percent in annual operating costs when compared to a 10 SEER system installed in the early 2000s.

Don't let a cash shortfall stand between you and better comfort. In addition to financing options, McWilliams and Son Heating & Air Conditioning accepts all major credit cards.

Call one of our representatives at (936) 465-9191 to learn more about the many benefits of purchasing a new, energy efficient central air conditioning and heating system.