Financing New Systems

The weather in East Texas is unpredictable, and a dependable heating and cooling system is a necessity for residents living in Lufkin and the surrounding area. In many instances, repairing an old air conditioner or furnace is not cost effective. At McWilliams and Son Heating & Air Conditioning, we recognize that many families may not have the cash on hand for an unexpected major appliance replacement.

In an effort to help our customers purchase a new energy efficient heating and cooling system, we work with a number of reputable lending companies to provide financing for HVAC equipment, repairs and maintenance. Financing can be an attractive option for homeowners interested in significantly reducing their monthly utility costs while enjoying a superior level of comfort.



Wells Fargo


What If I Don’t Qualify For Bank Financing?

The McWilliams & Son team understands the importance of a working heating and cooling system for the comfort and safety of you and your family. We also recognize that sometimes securing traditional financing may be difficult. If you think you may not qualify, complete the short form below then give us a call to review your financing options. We’ll work hard to find a financing option for you.

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Improved Comfort and Monthly Savings

As you explore different financing options, it is important to remember that installing high-efficiency equipment can substantially lower your monthly utility bills. In many instances, the savings are enough to offset a significant portion of your monthly loan payment. For example, a 16 SEER central AC system can save up to 38 percent in annual operating costs when compared to a 10 SEER system installed in the early 2000s.

Don't let a cash shortfall stand between you and better comfort. In addition to financing options, McWilliams and Son Heating & Air Conditioning accepts all major credit cards.

Call one of our representatives at (936) 465-9191 to learn more about the many benefits of purchasing a new, energy efficient central air conditioning and heating system.

* The Wells Fargo Home Projects credit card is issued by Wells Fargo Financial National Bank, an Equal Housing Lender. Special terms apply to qualifying purchases of $500 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional (special terms) period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2018 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/18.